New years resolutions – time for buyers remorse?
New Year resolutions can induce buyer’s remorse for financial products. After the excesses of the festive period, many commit to New Year resolutions such as the perennial favourites of loosing weight and changing career. It is also a time for returning unwanted...
The new UCIS/ NMPI regime – a problem halved or a problem solved?
The recent Court of Appeal ruling in the matter of FCA v Capital Alternatives Ltd (The Financial Conduct Authority v Capital Alternatives Ltd & Ors [2015] EWCA Civ 284) has emphasised the contentious nature of unregulated collective investments, their definition...
Lost lobos – how much has your council, housing association or university lost?
Los Lobos were a popular Spanish band that shot to fame in the 1980s. Another type of loss on LOBOs has been in the news lately. These are loans taken by many councils and housing associations that are known as ‘Lender Option Buyer Option’ – and were recently the...